House-iversary 4

August 30 is our 4 year anniversary of being in this house. We bought it on what would have been Ted Williams’ 100th birthday. The sole purpose of this house was to keep Jude, Simon and I together. Our apartment had been taken over by a new landlord who doubled the rent and stated the building needed to be pet free. We had to leave or be evicted. All other rentals in the area are either no pets or one pet only. What parent is going to choose between their children? I’m not. We had to stay together.

This house keeps us together. For Jolene, it is the only home she has ever known. Simon has been in the house longer than he was in the apartment. Jude will pass that milestone this winter. It will be another decade before I reach that milestone.

As grateful as I am that this house keeps us together, I don’t want to be here. I wish I could pick up the house and move it someplace else due to the bad neighbors. I can’t even use my living room or my front porch (both reasons why I even bought the damn house) due to the neighbors driving into the front of it twice now. Every day I live in fear that I will be murdered in my own house. 

Selling this house will be difficult, as I will have to do the bad neighbors disclosure. It is also possible that by the time I sell, there will no longer be a garage and there will be many things that needs to be done to the house. I’m expecting that I will lose money when it comes time to sell. On top of that I will have to pay back $10k to the low-income program that helped me. 

This will be the only home I ever own. I was repeatedly denied a mortgage due to my student loans. I am in PSLF. I had applied for forgiveness after 10 years of teaching. The only reason why I was approved for this house and my mortgage is that the bank thought my student loans would be forgiven through PSLF. Boy, were they wrong. Here I am in this house and about to enter year 26 of student loan repayment with no end in sight. I have been denied student loan forgiveness twice now. Brandon refuses to forgive student loans, instead choosing to simply waive a few months of interest.  I know I will never be approved to buy another house due to my student loans. Once I sell this one, I will be stuck as a renter for the rest of my life.

This house is what is keeping us together. You can’t have pets in apartments here. 

Once the cats pass away from natural causes, I do intend to sell the house. I won’t need it anymore. I don’t want to be here. I will be leaving the country and moving someplace more affordable that also has healthcare. I will, after all, be paying my student loans until I die. I need to decrease expenses as much as possible,

So, while we celebrate the fact that we have been in this house for 4 years and that it is keeping us together, I am also looking forward to the day when I can sell it and leave the country permanently. 

My only goal is to outlive the cats. They need to be together, cared for, and loved. This house keeps us together. 

We are so grateful to be together in these horrible times we live. Thank you for this house keeping the 4 of us together. Here’s hoping it holds up long enough to keep us together for the rest of Jude, Simon and Jolene’s natural lives. I just need to outlive them and keep us all together. This house keeps us together. Happy house-iversary. 

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