With everything that has happened the past few years, I am a little behind on goals. I finally completed a New Year’s resolution that I had back in 2016. I have read the Bible in it’s entirety this year. It had been awhile since I have read the Bible completely.
Following the Our Daily Bread plan, I read a passage from the Old Testament and from the New Testament each day. Breaking it up into chunks with passages from both Old and New made it much more manageable, especially when going through books such as Numbers. Numbers basically consists of long lists of incomprehensible names.
I have yet to meet a person whose favorite book of the Bible is Numbers. However, if your favorite book is Numbers, let me know. I would like to know why and to hear your viewpoint so that I can learn something.
Reading through the Bible in its entirety again was calming yet challenging. We all have our favorite books to which we gravitate and return to again and again. Some books like Numbers were more challenging.
For the record, I would say that Nehemiah is my favorite book of the Bible. Although, my favorite verses, that are my life verses and will be read at my funeral, are 2 Corinthians 4:8-10 (NLT).
In 2020, I am hoping to accomplish a goal that I had set for myself last year and did not yet achieve. Since buying the house and turning 40, I decided I need to be a responsible adult and plan my funeral. Well, I should at least have a Will. I now have a significant asset, so decisions should be made. Yes, I know it sounds morbid, but hear me out.
First, I have no family. This means that when I die, my body and possessions would become a ward of the state. Since I spent about half of my childhood as a ward of the state, I have no desire for my dead body to become one as well. I know someone else who died with no family and saw what that looks like. It is the most undignified and disrespectful way to die. I am appalled at what happens to dead bodies that are wards of the state in New York State.
Given that I have no family, there is no one to carry the burden to make arrangements and decisions when I am gone. There are no friends close enough that I would ask to bear the burden that should be carried by a spouse or child. If I pre-plan everything, then the only thing that would need to be asked of a friend would be final signing of paperwork to carry out my pre-planned wishes.
Second, I have discovered that a pre-planned and pre-paid funeral is exempt from both asset calculations and from all legal proceedings that may take something from you. As an example, if I end up in need of Medicaid in the future, a pre-planned and pre-paid funeral would not be considered an asset for Medicaid determination purposes. Also, when I die, all my assets would currently be seized by the federal government to be put towards my student loan debt. Nothing would be able to be sold or saved to put towards my funeral; it would all go to student loans. A pre-planned and pre-paid funeral would be exempt from seizure to satisfy my student loan debt.
This is in marked contrast to a life insurance policy. One of my friends suggested just getting a life insurance policy that would pay for everything. Well, a life insurance policy is considered an asset and would disqualify me from receiving Medicaid if I should need that in the future. A life insurance policy would also be seized to fulfill my student loan requirement in the event of my death, with none of the money going to my funeral or anything else. My house would be seized for student loans also.
You know, I keep saying student loans in America are a form of indentured servitude. Student loans are a rant for another day. Or, you can check out my slam poetry piece from #Occupy to jog your memory on student loans. I digress.
It is my goal in 2020 to pre-plan and pre-pay my funeral, so that when I die, I just need a person to sign off on all my arrangements. For example, I want to be cremated. You cannot sign the paperwork to be cremated until you have a dead body. If you are dead, you cannot sign for yourself, so someone will have to sign for me.
As gloom and doom as this may sound, the planning I have started has actually been quite fun and exciting. For some reason, I attended a few funerals in 2019, and while each was beautiful in its own way and befitting the deceased, none of them are what I want.
In the words of Monty Python, I want “one mother of a blowout.”
I am planning a 2 hour celebration of life party. Instead of everyone singing church hymns and sitting through a service that may have meaning to me, but not to them, I am designing a play list. I have chosen 26.2 songs that have multiple meanings in my life. 26.2 is the length of a marathon. There are 26 songs, one by a different artist. The point 2 portion are my two favorite Christmas songs.
It has been so much fun working on my funeral play list. I am going through songs and very carefully choosing ones that have had significant meaning for my life for decades.
There is the play list of songs in the key of life, then there is the annotated play list. The annotated play list is basically the Celebration of Life program. In the annotation, I have 2-3 sentences that explain why the chosen song was so significant in my life.
This way, people can listen to the play list and maybe learn things about me in death that they did not know in life. They can also listen to songs from the play list whenever they miss me and want to remember me after I’m gone (if there is anyone who misses me like that).
Some people have asked what is the purpose in pre-planning one’s funeral ? You will be dead, who cares? For me, the purpose in pre-planning my own funeral is so that hopefully I can have in death what I never got in life.
And that there is another story entirely.
But I think even without giving you the back story, simply stating that I want to pre-plan my funeral so that I can have in death what I do not have in life to be impactful and meaningful enough.
Given that I am now a home owner, creating a Will, doing legal paperwork and all of this pre-planning is the “responsible adult” thing to do. With my disability, I want to be sure that I put these provisions in place now while I am of sound mind and body. No one knows the course this disability takes. I have good days and bad days. I may be with it today, and completely gone tomorrow. I want to make my own choices while I have the ability to make them.
With 2020 coming, the year is going to be about life and the good death. On a less morbid note, I am in the process of planning my 2020 running season and am looking forward to my next race and to achieving medal #18 in 2020. Every step I run is a celebration of the beauty of life and makes me so grateful to be on the planet. Running = Life.