unemployment

Dare To Dream

/ rachelgoes262 / 4 Comments

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Last fall, as COVID number spiraled out of control, I realized that the pandemic is here to stay. Schools have been open for in-person instruction here since September 2020 with no mask requirements. The COVID positivity rate in my area right now is 19% and no one cares.

I do not have a death wish. I care.

Despite all the people claiming the pandemic is “over” as the death rate continues to climb, we are actually in this for the long haul. 

I started to evaluate my life with the pandemic in mind. This is no temporary thing. Masks, social distancing, and death will be with us for quite awhile. It is getting even worse now as everyone throws caution to the wind with the vaccines.

Given the deadly normal, I decided that working from home needs to stay. 

I am able to safely obtain groceries either by delivery or contact-free pickup. The only other reasons I have to put myself at risk of death are for medical purposes and for work. 

No job is worth your life. <tweet that>

There is this absolutely disgusting and cruel LIE going around that people do not want to work because they are making more money on unemployment. That is untrue. Many people are unemployed and not receiving any income because they cannot get through to unemployment to file a claim. 

The real reason – in fact, the ONLY reason – why employers cannot find people to work is because no job is worth your life. My life is worth more than $15, thank you very much. 

Unfortunately, in America, the economy is worth more than human life. The USA has to be first in everything, so they are doing the best they can to reach a million COVID deaths by opening everything up and telling people to stop wearing a mask.

I digress. However, this is the reality in which we live.

Last fall I decided I wanted to find a part-time work from home sidegig for extra income. Prices on everything have increased substantially, yet my income did not. Hey, I just paid $35 for a quart of milk a few weeks ago. That’s a huge increase from $4 for a quart of milk.

So, last fall I began investigating the possibility of making remote work permanent. 

It was a lengthy process of trial and error, learning new technologies and trying to trouble shoot. I figured if I could just find a part-time remote job it would give me extra income. The plan was to ask my full-time employer at the time to make remote work a permanent option. I knew this request would be a long shot. Indeed, I lost that job in April 2021.

With life in a global pandemic that is not getting any better, my dream has been to make remote work permanent. This way the cats and I can be safe. I have to figure out how to live another 15-20 years to be able to take care of them.

Losing my job in April 2021 was the worst thing to ever happen to me. It was my only source of income. It was a direct threat to my very life. If I am forced to go back to an in-person workplace, I will not survive the pandemic. Losing my job threatened my ability to keep the cats and I together and to take care of them. It was a greater threat to my family than when I needed to exit my apartment a few years ago.

Making my dream of permanent remote work a reality now became a need and not a want. It is the only way for me to save my life so I do not die. This is not an exaggeration.

This past month I have been unemployed, I have no income. I have not been able to get through to unemployment to file an initial claim. At this point in time, NYS has no clue I am unemployed. Their website crashes. Their phone system says high call volume and hangs up.

Finding a new job and finding one quickly needs to be done so that the cats and I do not end up separated and homeless. Yet I cannot just do any job. If I don’t want to die, I need to be able to work remotely.

My initial dream last fall was to be able to make remote work permanent so that I could focus on being home with the cats, running, and (someday maybe) travel. Travel will have to wait at least a decade for the pandemic to end.

With remote work, I will be able to be more in control of my life and human interactions. I do not, after all, have a death wish.

In between the over 100 phone calls a day I make to unemployment these past few weeks, I have been job searching for remote work.

Another goal I have is to go back to working 2-3 jobs instead of just one. 

I know, I know. In my bio for this blog, Rewind Live Slow, I state that I stopped working multiple jobs to try to slow down my life. 

The reality is that you should not put all your eggs in one basket. Only working one job and then losing that job means I now have no income. This is the worst situation ever. To prevent this situation from happening in the future, I need to be sure I have multiple income streams. So I need to either work one “main” full-time job and find something part-time to supplement or work multiple part-time jobs. 

I’ve done it before. I spent 20 years working multiple part-time jobs while putting myself through school. 

There is a difference this time.

Those 20 years I spent working multiple jobs putting myself through school, I was working 60-80 hours a week to make ends meet. This was before I started on my minimalist journey. This is when I was going 110% all the time.

This time, I am not going to work 60-80 hours a week. I can’t do it anymore physically. Not to mention, I want time to be with my cats. Life is short and precious. I want time to be with the ones I love.

So my goal is to work multiple jobs, but not to work more than 50 hours a week to make ends meet. By having multiple income streams, I will hopefully not ever be in this situation ever again of not having any income at all. I am making sacrifices in my life to reduce my expenses so that I can get by on less income.

I am proud to announce that it appears I have realized my dream.

I was recently offered and accepted two different part-time jobs that are both remote. With the two jobs together, I should be working about 35-40 hours per week. The income should hopefully be just enough to make ends meet (barely).

I’m realizing my dream.

One part-time job starts now, and the other starts next month. The jobs only pay once a month, so I won’t see any real income until July. That means I am going three months – April, May, June – with no income. It’s hard and it hurts. It would help if I could get unemployment, but they are too busy to answer their phone. I will not give up trying to contact unemployment. When I am finally able to file a claim, they owe me for these three months I am unemployed. 

The good news is that I have a month to get used to the one part-time job before I have to start the other one. The part-time job I am starting right now is only 3-5 hours per week so far, but at least it is something.

My new dream that I am daring to dream is to take control of my life, my interactions and my schedule by working remotely 100% of the time.

I am making that dream a reality.

Dare to dream. I am so blessed. As long as I can keep this house to keep the cats and I together, everything is fine. All I need to do is outlive the cats so I can give them the best life possible. If I can do that, then I will have lived a good life. 

That’s what rewind live slow is all about.

It Takes An (Online) Village

/ rachelgoes262 / Leave a comment

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It’s been three weeks now since I’ve lost my job. This is the worst thing that has ever happened to me. After working for 28 years, this is the first time I have ever been unemployed. It is a direct threat to my life, health, safety and ability to care for my cats and keep my family together.

I have no income. I have not been able to get through to NYS unemployment to file a claim. Their web site continuously crashes. Their phone has an automated message saying “high call volume” that hangs up on you. I call unemployment over 100 times a day. I put the phone on speaker and keep hitting redial while I try to look for and apply for jobs.

I am not eligible for any pandemic mortgage relief due to my student loans. I am also not eligible for any help from social services because I am a single adult with no human children. I am not eligible for social security or disability because I am not “disabled enough” to qualify for any of those services either. I am one of those people who just fall through the cracks and is 100% screwed in this pandemic. Thousands of people like me have died already, and who knows when I will be next.

Losing my job was the absolute worst thing to ever happen to me in my life. It is very possible that I will lose the house, the cats and I will be separated, and I will die this year. I honestly don’t expect to live to see age 43 if something does not improve soon.

I even reached out to local legislators about being able to reach unemployment to file a claim. There is nothing they can do to help. I am one of the “great unwashed” who is either going homeless or dead in this pandemic. I am just another number. 

This past year, I have lost many of my friends and my family to COVID. I can count on one hand the people I knew before the pandemic who are still alive now. 

This past Tuesday, when I opened my local newspaper, I knew every single person in the obituary section. Every single person. There are some days when the obituaries take up an entire page. It should not be this way when I am in my 40s.

As you all know and I have blogged about many times, I loathe social media, especially Facebook. I canceled my Facebook about 5 years ago now and never looked back. I have no regrets about deleting Facebook.

However, I have been extremely isolated in this pandemic. I have lost so many people. So last fall, I decided to try Twitter as a form of social media. I refuse to use Facebook. 

On Twitter, we have been warmly welcomed into the Pet Twitter family. I see happy photos of dogs, cats, fish, bunnies, chincillas and other pets. There are two people on Twitter who I know in real life.

One of those real life people is my best friend from childhood. When I tweeted that I lost my job, this friend sprang into action and set up a GoFundMe for me.

I have a basic idea of what GoFundMe is. I have donated to them a few times before. Twenty dollars here or there to help people who I knew were in genuine need. I never would have thought of setting one up for myself. That first week after losing my job, I was in shock and was stunned.

My friend was able to use our social networks to fully fund my GoFundMe. The GoFundMe paid my mortgage and utilities for the month of May while I look for jobs and try to unsuccessfully file an initial claim for unemployment.

I was also just contacted by GoFundMe itself. Not only was my campaign for May fully funded, but the GoFundMe organization chose me for a micro-grant from their Basic Necessities Fund. I will be putting that money towards June expenses.

I have been lucky in that I have interviewed for two jobs so far. However, the job market is extremely competitive right now because so many people are out of work and searching for jobs. Even though I have interviewed, the chances of being hired are very slim due to the competition. 

Even if I was hired now, I would not see any income from a new job until probably July. In the meantime, I have heard that it can take 4-6 months to actually get through to unemployment to file an initial claim. It can then take another few months after that before you actually receive any money. A lot of people have ended up homeless because they have gone 4-6 months with no income before they are able to file an unemployment claim. 

I hope I am not one of them.

I am very grateful to the online community and to everyone who contributed to my GoFundMe to pay my mortgage and utilities for the month of May. As much as I truly appreciate the help, this is not sustainable. I cannot have a GoFundMe pay all of my bills for the 6 months it takes to get through to unemployment to file an initial claim. 

I really need to find a job and I know that. I update people everyday about how many jobs I have applied for and how many times I have tried to reach unemployment. I am averaging 10-20 job applications a week and over 600 phone calls a week to unemployment.

Anyone who says that people are sitting at home on unemployment and don’t want to work should be shot. I’m not joking. First, many people are not receiving unemployment because we can’t get through to them to file. Second, no job is worth your life. I can tell you right now, after losing now over TEN people to COVID this past year, I am not going to take a job that puts me at risk of COVID. 

My cats are the only family I have left. I am the only family they have. Without me, they will be homeless and separated. I have to keep this house to keep us together. I have to be able to outlive them to take care of them.

Someone suggested I sell the house. Well, then I would be homeless. Rent here is over $400 a month more than my mortgage. That is if I rent a small room in a house with 8 or 9 other people. Plus, no rentals here take pets. I cannot be separated from the cats. 

I cannot buy another house. First, I am unemployed. With no income, I cannot afford the one I have. Second, I will never get approved for another mortgage in my life. I can’t even refinance the one I have to get a lower interest rate. I almost did not get my mortgage due to my student loans. It took a Regional Manager to approve my mortgage and they only did so because I was in a student loan forgiveness program. Now that I am no longer working for a non-profit, I am no longer in the student loan forgiveness program. 

If I lose this house, the cats will be separated and have to live somewhere else. I will die.

That is how dire our situation. I am not exaggerating.

Even though I reach out to unemployment over 100 times a day (167 phone calls on Thursday alone), I am not hopeful I will get through. I honestly do not think I will see any money at all from unemployment. I think I have a better chance of getting a job first. Honestly, I think I have a better chance of getting COVID and dying than I do getting any help from unemployment.

It has taken an online village to get me through the month of May.

As I said, asking people to help me each month is not sustainable and I know that. It is only a matter of time how long we can hold out until we end up homeless and dead.

I am really hoping to find a job soon. Even if I find one this month, I won’t see any real income (a full month’s income) until July.

To the online village that has been helping me, I cannot thank you enough for all you have done. I hope I have been able to express how truly dire our situation is right now. Thank you for giving us another month together alive. I’m not sure how long we will be able to hang on or what will happen.

I am grateful for every single day I get with the cats. They are all I have and I am all that they have.

Thank you to our online village for giving us this time together. 

Hopefully things come together soon. 

Maybe NYS unemployment should hire me to answer their phone. I definitely do not have the expertise to fix their website. 

My Quarantine Life: Week 59

/ rachelgoes262 / Leave a comment

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It has now been over one year that I have been in quarantine. I had one in person doctor appointment where they took blood work. All of my other doctor appointments have been virtual, by their choosing.

I am still alive and well. The cats and I are together. The cats are what matter most. I am the only human they have. I need to be able to outlive them so that I can take care of them and keep them all together. They are all so bonded to each other.

The worst possible thing happened this month. I lost my job.

I have been working for 28 years. This is the first time I have ever lost my job and been unemployed. I have been at an employer that closed and we were all given notice of the imepnding closing. However, in that situation, I was lucky enough to be able to find new employment before the official closing date of the business.

Losing my job is the greatest threat to my health, safety, and ability to care for my cats that I have ever faced.

I try every single day to get through to unemployment to no avail. I hear that it can take months before you see any payment from them. In the meantime, I have no income.

I desperately need to find a new job. At the same time, no job is worth risking your life.

Being in quarantine for the pandemic this past year really makes you evaluate your life. Especially since I have lost seven friends and family members to COVID, it makes you think about what you are doing in life and if you are truly happy. 

To that end, I have had the thought that I want to work remotely for the next 15 years. My doctors have all said that this past year of working remotely has been excellent for my disability. I am currently at my highest level of functioning that has not been seen for five or six years. It is all because I am working remotely. I am so highly functioning that I am not disabled enough to receive any type of disability payments or financial assistance. I am fully able to work.

I want to work. I am now being forced to find a way to make my dream of working 100% remote for the next 15 years come true.

The biggest challenge to this goal is lack of internet service. There is no broadband internet available here. Up until a few weeks ago, I lived in a complete dead zone. There is no cell service here either.

The dead zone bit has literally just ended this past week. A new cell tower was installed in my area this month. So that’s something, but still not enough.

I have been quiet lately because I am struggling to survive. 

At this point, I do not know if I will survive the pandemic. I do not know if I will be able to keep my house, which is the main thing that keeps the cats and I together. My entire life revolves around my cats. I need to be able to keep them together.

One of my friends started a GoFundMe for me to help me try to pay my bills since I have no income. I split my days between trying to get through to unemployment and trying to job search.

I am not sure if we are going to survive this, but I am not going down without a fight. My cats are the only family I have. 

I will still try to keep up with my goal of blogging at least twice a month, as this blog and my Twitter have been the greatest helps to me in this pandemic.

If you are a praying person, please pray for the cats and me. Thanks.