It’s been three weeks now since I’ve lost my job. This is the worst thing that has ever happened to me. After working for 28 years, this is the first time I have ever been unemployed. It is a direct threat to my life, health, safety and ability to care for my cats and keep my family together.
I have no income. I have not been able to get through to NYS unemployment to file a claim. Their web site continuously crashes. Their phone has an automated message saying “high call volume” that hangs up on you. I call unemployment over 100 times a day. I put the phone on speaker and keep hitting redial while I try to look for and apply for jobs.
I am not eligible for any pandemic mortgage relief due to my student loans. I am also not eligible for any help from social services because I am a single adult with no human children. I am not eligible for social security or disability because I am not “disabled enough” to qualify for any of those services either. I am one of those people who just fall through the cracks and is 100% screwed in this pandemic. Thousands of people like me have died already, and who knows when I will be next.
Losing my job was the absolute worst thing to ever happen to me in my life. It is very possible that I will lose the house, the cats and I will be separated, and I will die this year. I honestly don’t expect to live to see age 43 if something does not improve soon.
I even reached out to local legislators about being able to reach unemployment to file a claim. There is nothing they can do to help. I am one of the “great unwashed” who is either going homeless or dead in this pandemic. I am just another number.
This past year, I have lost many of my friends and my family to COVID. I can count on one hand the people I knew before the pandemic who are still alive now.
This past Tuesday, when I opened my local newspaper, I knew every single person in the obituary section. Every single person. There are some days when the obituaries take up an entire page. It should not be this way when I am in my 40s.
As you all know and I have blogged about many times, I loathe social media, especially Facebook. I canceled my Facebook about 5 years ago now and never looked back. I have no regrets about deleting Facebook.
However, I have been extremely isolated in this pandemic. I have lost so many people. So last fall, I decided to try Twitter as a form of social media. I refuse to use Facebook.
On Twitter, we have been warmly welcomed into the Pet Twitter family. I see happy photos of dogs, cats, fish, bunnies, chincillas and other pets. There are two people on Twitter who I know in real life.
One of those real life people is my best friend from childhood. When I tweeted that I lost my job, this friend sprang into action and set up a GoFundMe for me.
I have a basic idea of what GoFundMe is. I have donated to them a few times before. Twenty dollars here or there to help people who I knew were in genuine need. I never would have thought of setting one up for myself. That first week after losing my job, I was in shock and was stunned.
My friend was able to use our social networks to fully fund my GoFundMe. The GoFundMe paid my mortgage and utilities for the month of May while I look for jobs and try to unsuccessfully file an initial claim for unemployment.
I was also just contacted by GoFundMe itself. Not only was my campaign for May fully funded, but the GoFundMe organization chose me for a micro-grant from their Basic Necessities Fund. I will be putting that money towards June expenses.
I have been lucky in that I have interviewed for two jobs so far. However, the job market is extremely competitive right now because so many people are out of work and searching for jobs. Even though I have interviewed, the chances of being hired are very slim due to the competition.
Even if I was hired now, I would not see any income from a new job until probably July. In the meantime, I have heard that it can take 4-6 months to actually get through to unemployment to file an initial claim. It can then take another few months after that before you actually receive any money. A lot of people have ended up homeless because they have gone 4-6 months with no income before they are able to file an unemployment claim.
I hope I am not one of them.
I am very grateful to the online community and to everyone who contributed to my GoFundMe to pay my mortgage and utilities for the month of May. As much as I truly appreciate the help, this is not sustainable. I cannot have a GoFundMe pay all of my bills for the 6 months it takes to get through to unemployment to file an initial claim.
I really need to find a job and I know that. I update people everyday about how many jobs I have applied for and how many times I have tried to reach unemployment. I am averaging 10-20 job applications a week and over 600 phone calls a week to unemployment.
Anyone who says that people are sitting at home on unemployment and don’t want to work should be shot. I’m not joking. First, many people are not receiving unemployment because we can’t get through to them to file. Second, no job is worth your life. I can tell you right now, after losing now over TEN people to COVID this past year, I am not going to take a job that puts me at risk of COVID.
My cats are the only family I have left. I am the only family they have. Without me, they will be homeless and separated. I have to keep this house to keep us together. I have to be able to outlive them to take care of them.
Someone suggested I sell the house. Well, then I would be homeless. Rent here is over $400 a month more than my mortgage. That is if I rent a small room in a house with 8 or 9 other people. Plus, no rentals here take pets. I cannot be separated from the cats.
I cannot buy another house. First, I am unemployed. With no income, I cannot afford the one I have. Second, I will never get approved for another mortgage in my life. I can’t even refinance the one I have to get a lower interest rate. I almost did not get my mortgage due to my student loans. It took a Regional Manager to approve my mortgage and they only did so because I was in a student loan forgiveness program. Now that I am no longer working for a non-profit, I am no longer in the student loan forgiveness program.
If I lose this house, the cats will be separated and have to live somewhere else. I will die.
That is how dire our situation. I am not exaggerating.
Even though I reach out to unemployment over 100 times a day (167 phone calls on Thursday alone), I am not hopeful I will get through. I honestly do not think I will see any money at all from unemployment. I think I have a better chance of getting a job first. Honestly, I think I have a better chance of getting COVID and dying than I do getting any help from unemployment.
It has taken an online village to get me through the month of May.
As I said, asking people to help me each month is not sustainable and I know that. It is only a matter of time how long we can hold out until we end up homeless and dead.
I am really hoping to find a job soon. Even if I find one this month, I won’t see any real income (a full month’s income) until July.
To the online village that has been helping me, I cannot thank you enough for all you have done. I hope I have been able to express how truly dire our situation is right now. Thank you for giving us another month together alive. I’m not sure how long we will be able to hang on or what will happen.
I am grateful for every single day I get with the cats. They are all I have and I am all that they have.
Thank you to our online village for giving us this time together.
Hopefully things come together soon.
Maybe NYS unemployment should hire me to answer their phone. I definitely do not have the expertise to fix their website.